Gift Cards: Learn More Before You Buy

Gift cards are one of the most requested presents worldwide. It is like receiving free money you could spend on anything you want. People appreciate gift cards more than other gifts. They can choose to buy what they need. There are several ways you can buy Visa gift cards.

Commerce Bank is one of the easiest ways to give your recipients what they want. You can order from any teller if you are a current customer. You can also put your order online but, this method is not available in all areas.

You can upload a photo on and create a personalized gift card for one-of-a-kind gifts. The gift card is usually shipped within 24 hours after you finish your order.

Another way to buy a Visa gift card is through the Gift Card Mall. You can design your card to make it a perfect gift for any occasion. You could choose from hundreds of designs.

You can also buy Visa gift cards if you are a current Navy Federal Credit Union customer. You may use your Navy Federal Visa debit card or credit card to buy the gift card.

You can also choose from so many designs available when you buy a Vanilla Visa gift card. You can order the gift your recipient will love in only a few clicks.

Now that you know where or how you could buy a Visa gift card, there are a few things you need to know.

Retailers want you to use that card

Most people have the misconception that retailers do not want people to use their cards. They believe the retailers want to keep their entire value. That is false, without a doubt. Retailers want you to spend it because they make more if you pay the gift card at the retailer. Most often than not, people who redeem a gift card spend more than the card’s value. There are only a few instances where the consumer will pay the exact amount as that of their gift cards.

It is now common to store gift cards on the phone

Mobile technology makes redeeming cards a lot easier. It makes storing gift cards more convenient. There are mobile apps that allow shoppers to take a photo of the front of the card and store it. The balance will appear on the mobile app.  A visual person sometimes needs a glance at what they have.

Online shopping

You can shield some gift cards from theft and loss

Gift card issuers used to declare that cards were as easy to spend as cash. Once lost or stolen, the consumer may not be able to retrieve it anymore. Modern technology changes that situation. You can now register bank-branded cards with the issuer to gain protection from theft or loss. Once you provide the necessary information, they will replace the funds. You have to pass the identity verification first before a lost or stolen card gets replaced. The process ensures that not anyone will be able to get a replacement.

Some retailers are now using the registration system. You can call their toll-free number to register a retail gift card. You can also do this by visiting the website listed on the back of their card. The card number, the date of expiry, and the PIN are all you need. You only have to provide these along with your name and address. It is so quick and straightforward you will finish it in about five minutes.

You should not throw away gift cards that do not work

There are times when your card appears as no good in the registry. Sometimes the gift card seems to be worth much less than what it should be. People often throw these gift cards out. They believe it is not worth the hassle to redeem it. The truth is that it is quite simple to fix this. You need the activation receipt for this one. Sometimes the retailer was wrong in activating the card. If you received it from someone, you could ask the person who gave it to you. If he or she has the activation receipt, the gift card can be easy to replace. You can return an inactive card to where you bought it. If you got it online, you could call the toll-number on the back of the card.

It would be best if you were gentle with your gift cards

Plastic gift cards also use magnetic stripes like pre-chip credit cards. Those stripes can get demagnetized without you noticing it. Things you usually carry in your pockets or purse along with your card will damage your gift card. Some gift cards include a scratch-off panel. Be careful when scratching it off, so you do not remove the numbers underneath.

Another important thing you should know is how to check visa gift card balance. You can visit the website where you bought it. Or you could also call the toll-free number found at the back of your card. Make sure you know your gift card’s balance so you can enjoy shopping without hassle.